Gold Country Bank Savings Accounts

Personal Savings

Regular Savings

  • Interest bearing
  • $100 minimum to open

No monthly service charge if $200 minimum balance maintained, or $3 quarterly service charge

Money Market

  • Competitive Rate
  • $500 minimum to open

No monthly service charge if $1,500 minimum balance maintained, or $15 per month service charge

Certificates of Deposit

  • Competitive Rate
  • $2,500 minimum to open

Various terms available

Individual Retirement Account (IRA)

  • $100 minimum to open
  • Traditional IRA’s and Traditional Spousal IRA’s
  • Roth IRA’s and Roth Spousal IRA’s
  • Coverdell Education IRA’s
  • Simple IRA’s
  • SEP IRA’s

Maintenance fee applies

Youth Savings

  • Interest bearing
  • $5 minimum to open

Quarterly service charge waived until youth reaches age 18

Christmas Club

  • Interest bearing
  • $10 minimum to open

No monthly service charge

We also offer debit cards, credit cards, and VISA® gift cards. Our services, such as drive up tellers and convenient 24-hour ATM’s, save you time and money.

Business Savings

Regular Savings

  • Interest bearing
  • $100 minimum to open
  • Subject to transaction limits

No monthly service charge if $200 minimum balance maintained, or $3 quarterly service charge

Money Market

  • Competitive rate
  • $500 minimum to open

No monthly service charge if $1,500 minimum balance maintained, or $15 per month service charge

Individual Retirement Account (IRA)

  • $100 minimum to open
  • Traditional IRA's and Traditional Spousal IRA's
  • Roth IRA's and Roth Spousal IRA's
  • Coverdell Education IRA’s
  • Simple IRA’s
  • SEP IRA’s

Maintenance fee applies

Contact a new accounts representative for more information regarding available accounts, including current interest rates.

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