Gold Country Bank Checking Accounts

Personal Checking

Simply Direct Checking

Put your paycheck to work for you with this account that waives your monthly service charge.

  • $100 minimum to open
  • Unlimited check writing
  • Unlimited ATM and ACH/Debit Card transactions
  • Online Banking with no monthly service charge
  • Bill Pay with no monthly service charge

No monthly service charge with Direct Deposit

Regular Checking

With all the bells and whistles, there's nothing regular about this account.

  • $100 minimum to open
  • Unlimited check writing
  • Unlimited ATM and ACH/Debit Card transactions
  • Online Banking with no monthly service charge
  • Bill Pay with no monthly service charge

No monthly service charge if $600 minimum balance maintained, or $6 per month service charge

Value Checking

A great basic interest bearing checking account with added flair.

  • $100 minimum to open
  • Unlimited check writing
  • Unlimited ATM and ACH/Debit Card transactions
  • Online Banking with no monthly service charge
  • Bill Pay with no monthly service charge

No monthly service charge if $1,000 minimum balance maintained, or $7 per month service charge

Golden Rewards Plus

Reward yourself with this account designed for those 50 years of age and older.

  • $100 minimum to open
  • Unlimited check writing
  • Unlimited ATM and ACH/Debit Card transactions
  • Online Banking with no monthly service charge
  • Bill Pay with no monthly service charge

No monthly service charge. No fee Cashier Checks- limit 5 per month. $10 off any size safe deposit box. No charge for selected checks.

Lifeline Student Checking

Begin your journey to financial freedom with this account designed for today’s busy student.

  • $100 minimum to open
  • 15 checks per statement cycle
  • Unlimited ATM and ACH/Debit Card transactions
  • Online Banking with no monthly service charge
  • Bill Pay with no monthly service charge

$4 per month service charge

We also offer debit cards, credit cards, and VISA® gift cards. Save time and money with our convenient services, such as drive up tellers and 24-hour ATMs.

Business Checking

Gold Advantage Business Acoount

Choose this account for your business: it works hard so you don’t have to.

  • $100 to open account
  • 200 checks paid/deposited per statement period, excess assessed $0.15 per item charge
  • 30 regular deposits per statement period, excess assessed $1.25 per item charge once the per check and per deposited check fee of $0.15 for checks in excess of 200 has been reached

No monthly service charge if $2,500 daily balance maintained, or $15 per month service charge

Online Banking with no monthly service charge Bill Pay with no monthly service charge

Gold Advantage Plus Business Account*

Let your money work for you with this interest bearing business account.

  • $100 to open account
  • 200 checks paid/deposited per statement period, excess assessed $0.15 per item charge
  • 30 regular deposits per statement period, excess assessed $1.25 per item charge once the per check and per deposited check fee of $0.15 for checks in excess of 200 has been reached

No monthly service charge if $4,500 daily balance maintained, or $15 per month service charge

Online Banking with no monthly service charge Bill Pay with no monthly service charge

*Available to sole proprietor businesses and certain non-profit organizations

Analysis Business Checking Account

This account goes the distance for high activity businesses.

  • $100 minimum to open

High activity accounts are accounts processing 250 or more items per statement period.

The service charges for these types of accounts are based on a maintenance charge and additional charges for specific deposit services. Monthly, the Bank uses an earnings allowance as an offset to all or part of your monthly service charge. The earnings allowance is based on the average daily collected balance. This allowance credit will not exceed you monthly charges and will not accumulate from month to month.

Online Banking with no monthly service charge Bill Pay with no monthly service charge

Contact a New Accounts Representative for more information regarding available accounts, including current interest rates.

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