Management
Kirk Dowdell Chief Executive Officer
Kirk Dowdell has over 21 years of banking experience, most recently as President and Chief Executive Officer of Western Sierra National Bank ("WSNB"); Executive Vice President and Chief Banking Officer of Western Sierra Bancorp ("WSBA"), a bank holding company with four banking subsidiaries. WSBA was acquired by Umpqua Holdings ("UMPQ") in June 2006 for approximately $350 million. He also held the positions of Chief Credit Officer and Chief Operating Officer during his nine-year tenure at WSBA. During his tenure at WSNB, the Independent Community Bankers Association ranked it as a "Top 20" bank, nationally, for both ROE and ROA, from 2003 to 2006.
Roy Malone President
Roy Malone has over 17 years of experience in banking and finance. Prior to joining the Bank, Mr. Malone was President and Owner of Epic Capital, a real estate and construction lending company, from April 2007. Epic Capital was a lending company serving the greater Sacramento market.
Mr. Malone was Senior Vice President, Builder Services Group Manager at Umpqua Bank in Folsom, California, from June 2006 to December 2006. Mr. Malone was responsible for the management and integration of the real estate lending group during the merger between Umpqua Bank and Western Sierra Bank.
Carol Corsetti Chief Credit Officer
Prior to joining the Bank, Ms. Corsetti served as Vice President, Commercial Real Estate Loan Officer at Pacific National Bank in Sacramento, California, starting in June 2007. She was responsible for soliciting and servicing a variety of commercial construction real estate loans.
From March to June 2007, Ms. Corsetti was Senior Vice President, Relationship Manager at Umpqua Bank in Roseville, California. She handled a variety of projects including commercial, industrial, office, warehouse, and subdivision financing. Ms. Corsetti was responsible for the risk management, renewal turnover and compliance of an assigned loan portfolio of $102 million.
Tarra Victorino Chief Financial Officer
Ms. Victorino joined Gold Country Bank in 1999 as the Bank's Controller. In April, 2006 she was promoted to a Senior Vice President/ Chief Financial Officer in addition to the position of Treasurer for Gold Country Financial Services, Inc. Ms. Victorino is responsible for the oversight of the financial reporting, operations, and IT functions of the Bank and Holding Company.
Ms. Victorino is a life-long Yuba-Sutter resident and her family has historical significance to the cities of Marysville and Yuba City. She is a graduate of California State University, Chico, and holds a Bachelor of Science degree in Business Administration with an Accounting option.
